REQUEST AN APPOINTMENT

REQUEST AN APPOINTMENT


	REQUEST AN APPOINTMENT

REQUEST AN APPOINTMENT

Come visit us at Albert's Diamond Jewelers today! Make an appointment with our premier DCA Certified and GIA Graduate jewelry consultants HERE ! A client specialist will contact you within 24 hours. If you have any further questions, please do not hesitate to call at 219-322-2700. We look forward to serving you!

Store hours and maps are available for our Schererville and Merrillville locations .


	30-Day Returns

30-Day Returns


	30-Day Returns

30-DAY RETURNS

You have 30 days to be 100% sure of your purchase. Albert’s stands behind every item we sell. We want you to experience total satisfaction with your purchase. If you are not 100% satisfied, call us, request a Refund Authorization Number and return it within 30 days from the delivery date. We will happily refund your money in full or exchange the item with no questions asked and no restocking fee. Click  HERE for more details.

Layaway

Layaway

Layaway

LAYAWAY

Albert’s jewelry layaway plan allows you to make up to 6 monthly payments in order to purchase an engagement ring or other piece of fine jewelry.

Unbeatable Price Guarantee

Unbeatable Price Guarantee

Unbeatable Price Guarantee

Unbeatable Price Guarantee

When it comes to loose diamonds, you won't find a better selection, better quality or better price anywhere. If within 30 days of your purchase, you find a loose diamond anywhere in the United States with the same specifications, graded by the same gemological laboratory and at a lower price. Albert’s Diamond Jewelers will beat the price by 10% of the difference. If unable to beat the price, we will refund your money.

Sell to Us

Sell to Us

Sell to Us

Sell to Us

Bring in your old gold and unwanted jewelry to Albert's Diamond Jewelers! Voted #1 in the region for 24 consecutive years! At Albert's, we celebrate a 100 year tradition of integrity, exceptional service and pay the highest prices for your gold and diamonds. Our estate buyers will do a free evaluation for one piece to an entire estate. We specialize in diamonds of all sizes and shapes. So, whether you want to buy sell or trade, we are the place to be.

Please visit our Schererville or Merrillville location for a free consultation. Click HERE to sell to us today!

Why Jewelry Insurance is Essential

Other than your home or car, there are probably few things in your possession more expensive than designer jewelry in Indiana or anywhere else in the country.

In fact, according to a variety of studies, the price of an engagement ring alone is between $5680 and $7829 on average. Of course, your jewelry could be worth a lot more, particularly if it’s designer jewelry in Indiana.

Despite all this, jewelry is one of the easiest things for you to lose. It’s not at all uncommon for a precious piece of jewelry to fall down a drain or garbage disposal, making it impossible to recover. Not to mention, because jewelry is so expensive and easy to transport, it’s high on the list of targets for criminals. All these facts add up to the simple idea that jewelry insurance is an absolute must for anyone who owns a piece or pieces of jewelry that are worth more than a couple thousand dollars.

In this post, we’ll lay out exactly why it is that jewelry insurance is essential to have.

Limited Coverage from Existing Policies

If you’ve just purchased designer jewelry in Indiana, you may be wondering why you should get jewelry insurance when your homeowner’s or renter’s insurance policy already covers lost jewelry. The reason is simple: homeowner’s and renter’s insurance each cover a very limited portion of your jewelry. In addition to limiting the coverage amount to a couple thousand dollars, homeowner’s and renter’s insurance tend to have less desirable terms than a dedicated jewelry insurance policy.

For example, many homeowners and renters policies will not cover your jewelry in certain circumstances like if your ring is damaged. A jewelry insurance policy, on the other hand, can be written so that it has none of these limitations. For example, a jewelry insurance policy can cover repairs, theft, or loss up to the amount that you specify.

Jewelry Insurance is a Smart, Defensive Investment

In the world of finance, there is what’s known as offensive and defensive investing. When you pursue an offensive investment strategy, you invest in assets that you believe will earn money over time. A defensive investment strategy, on the other hand, protects the assets that you’ve already invested in.

Bringing it back to jewelry, when you buy designer jewelry in Indiana, for example, you spend a significant amount of money. When you purchase a jewelry insurance policy you are providing protection to the sum of money that you spent on the designer jewelry in Indiana. In this way, you ‘defend’ your money from future events such as loss, theft, or damage.

On principle, this is the same idea behind homeowners or renters insurance and car insurance. Like with an auto policy and homeowners or renters insurance, jewelry insurance protects you in the event that something happens to your most expensive possessions.

Jewelry Insurance Provides Peace of Mind

Imagine walking around with five thousand dollars in cash hanging out of your pocket. In many ways, that’s exactly what you are doing when you walk around with designer jewelry in Indiana. And even if you feel good about your neighborhood and are sure no one would steal it, the more you wear your jewelry, the more likely it is to get lost or damaged. But you shouldn’t be afraid to wear your jewelry. After all, the reason you purchased it was to put on a brilliant display, and even the most brilliant display can’t illuminate the room if it’s always stuffed in a drawer.

Fortunately, with jewelry insurance, you can enjoy your jewelry without worrying about the consequences of losing it or damaging it. In that way, jewelry insurance makes your designer jewelry even more fun to wear.

Jewelry insurance policies give you ultimate peace of mind, but only if you make sure you read and understand the details of the policy. That means you should read the fine print. As you do, look out for the coverage, replacement, assessment of value, and documentation requirement sections.

The coverage section will dictate what exactly is covered so you should make sure you understand any contingency that isn’t covered. The section on replacement will spell out how your insurance company plans to replace your ring which could be with a check or a new ring. Perhaps the most important section is the value assessment which lays out how your insurer plans to value the jewelry. This is important because it dictates what compensation you’ll be entitled to. Finally, the documentation section will tell you what paperwork is required if you need to file a claim.

A No-Brainer

When it comes to designer jewelry in Indiana, there might be no bigger no-brainer than the need to purchase jewelry insurance. For a low monthly premium you can protect one of your most important and sentimental investments.

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