REQUEST AN APPOINTMENT

REQUEST AN APPOINTMENT


	REQUEST AN APPOINTMENT

REQUEST AN APPOINTMENT

Come visit us at Albert's Diamond Jewelers today! Make an appointment with our premier DCA Certified and GIA Graduate jewelry consultants HERE ! A client specialist will contact you within 24 hours. If you have any further questions, please do not hesitate to call at 219-322-2700. We look forward to serving you!

Store hours and maps are available for our Schererville and Merrillville locations .


	30-Day Returns

30-Day Returns


	30-Day Returns

30-DAY RETURNS

You have 30 days to be 100% sure of your purchase. Albert’s stands behind every item we sell. We want you to experience total satisfaction with your purchase. If you are not 100% satisfied, call us, request a Refund Authorization Number and return it within 30 days from the delivery date. We will happily refund your money in full or exchange the item with no questions asked and no restocking fee. Click  HERE for more details.

Layaway

Layaway

Layaway

LAYAWAY

Albert’s jewelry layaway plan allows you to make up to 6 monthly payments in order to purchase an engagement ring or other piece of fine jewelry.

Unbeatable Price Guarantee

Unbeatable Price Guarantee

Unbeatable Price Guarantee

Unbeatable Price Guarantee

When it comes to loose diamonds, you won't find a better selection, better quality or better price anywhere. If within 30 days of your purchase, you find a loose diamond anywhere in the United States with the same specifications, graded by the same gemological laboratory and at a lower price. Albert’s Diamond Jewelers will beat the price by 10% of the difference. If unable to beat the price, we will refund your money.

Sell to Us

Sell to Us

Sell to Us

Sell to Us

Bring in your old gold and unwanted jewelry to Albert's Diamond Jewelers! Voted #1 in the region for 24 consecutive years! At Albert's, we celebrate a 100 year tradition of integrity, exceptional service and pay the highest prices for your gold and diamonds. Our estate buyers will do a free evaluation for one piece to an entire estate. We specialize in diamonds of all sizes and shapes. So, whether you want to buy sell or trade, we are the place to be.

Please visit our Schererville or Merrillville location for a free consultation. Click HERE to sell to us today!

The Importance of Insuring Your Jewelry

When you open your jewelry box, what do you see? If you have spent years building up your jewelry collection which now consists of some of your grandma’s wedding ring, a pearl necklace or even a nice watch, it’s important to consider insuring your jewelry.

When you purchase something expensive such as a car or a home, it’s only natural to next think about insurance. However, don’t overlook the importance of also insuring your jewelry. If this thought hasn’t crossed your mind before, our team at Albert’s Diamond Jewelers is happy to walk you through the process and answer your questions along the way.

The Basics of Jewelry Insurance

You may struggle when determining what jewelry should be insured and what jewelry can go unprotected. A good rule of thumb is as follows: if a particular piece of jewelry from your collection got stolen, would you be able to afford the replacement? If the answer is no, you’ll want to get the jewelry insured. After all, it’s always better to be safe than sorry, especially if there is both sentimental and monetary value to the piece.

You may think that it will be expensive to insure your jewelry, but it is typically only 1-3 percent of the value of the item(s) insured. In the big picture, this is a small price to pay for peace of mind. From family heirlooms to custom-made pieces to diamond jewelry in Chicago, you’ll want to be prepared for the worst.

How Jewelry Insurance Works

Jewelry insurance operates on the same premise as other types of insurance. For example, say you have a vintage ring that you believe is worth $10,000. Your first step is to get the ring appraised to see how much it is truly worth. The appraisal process is ideal for helping both yourself and the insurer feel more comfortable with the current value of the item, and it helps establish a baseline for the item’s condition.

Just like any other type of insurance, the larger your deductible is, the lower your premium is. However, this also means that you’ll bear more of the cost if you ever need to make a claim.

What Types of Jewelry Should Be Insured?

To put it simply, any jewelry that has value to you should be insured. Even if the item does not hold a ton of monetary value, but it holds sentimental value, you’ll want to get it insured. Think of it this way: if the item disappeared tomorrow, would you be able to replace it? If the answer is no, you’ll want to insure the jewelry.

Your Renters or Homeowners Insurance Isn’t Enough

Many customers visit us with their diamond jewelry in Chicago under the impression that their precious jewels are already covered under renters or homeowners insurance. This is not the case, and could end up costing you in the long-run! The caps on these types of policies isn’t high enough to cover jewelry that is worth more than a few thousand dollars. If you have items that are more expensive than this, you’ll want to get separate insurance that covers your jewelry as well.

It’s Worth the Investment

Know that jewelry insurance is designed to cover a wide variety of instances. From chipped stones to mysterious disappearances, you’ll have the peace of mind that your item will be covered in the case of the unthinkable. Some policies may even allow you to have the lost or damaged piece recreated by a custom designer or repaired altogether. You’ll want to explore your options and ask any underlying questions so that you fully understand what is covered vs. what is not covered.

Have Jewelry Appraised Regularly

The market is constantly changing, so what your diamond jewelry in Chicago was once worth may not hold true in today’s market. In return, how much your jewelry is worth will also have an impact on how it is insured. Our team at Albert’s Diamond Jewelers recommends having your jewelry appraised every 3-5 years. This is important for two reasons:

  • You need to make sure that the jewelry’s prices reflect the current market. The gold and diamond market is constantly changing, so getting your jewelry appraised will keep your insurance policy up to date. A lot can change over the years!

  • In the rare case that prices happen to go down, you’ll want to make sure that you are not paying a premium for a piece that has ultimately decreased in value.

How the Albert’s Team Can Help

Our team at Albert’s Diamond Jewelers understands both the sentimental and monetary value behind every piece of jewelry that you own. We will work with you to determine a plan that provides you with peace of mind. In fact, we offer free replacement quotes to all insurance adjusters and agents, most of the time providing the quote in under 24 hours. Don’t hesitate to contact us today to get started.

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